Charles Schwab
Self-Directed CRA Pension Trust Account

FEATURE
Broker's Website Address	www.schwab.com
Offer individual, non-prototype trust accounts for 401(k) plan participants?	yes
Annual account fee, if any	(call broker for details)
Number of no-transaction fee mutual fund groups offered	(Please refer to broker's website)
Number of portfolios that are no-transaction fees	(Please refer to broker's website)
Minimum on-line transaction fee for stocks or bonds	(call broker for details)
Minimum telebroker transaction fee for stocks or bonds	(call broker for details)
Is an Automatic Investment Allocation Program (AIAP) available for mutual fund purchases?	(call broker for details)

** The Charles Schwab Self-Directed Directed Brokerage Account (CRA) cannot be combined with no-load funds held outside Schwab CRA accounts. Plan sponsors seeking a combination of no-load mutual funds plus individual self-directed brokerage accounts can consider the Ameritrade Self-Directed IDA as an alternative.